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Everyday Cards, No Annual Fee

Rank 1 2 3 4 5 6
Institution Chase Citi CapitalOne Fidelity Bank of America CapitalOne
Card Name Freedom Unlimited Double Cash Quicksilver Rewards Card BankAmericard Travel Rewards VentureOne
Rewards 1.5 Points on All 2% on All 1.5% on All 2 Points on All 1.5 Points on All 1.25 Miles on All
Introductory Offer 15000 Points after spending $500 in 3 Months None $100 Cash Back after spending $500 in 3 Months 10000 Points after spending $1000 in 90 Days 20000 Points after spending $1000 in 90 Days 20000 Miles after spending $1000 in 3 Months
FX Fee Waived N N Y N Y Y
Perks Transfer to Ultimate Rewards - Chase Transfer Partners and Travel Portal None Various Promotions - currently 50% off Spotify Subscriptions None 10% - 75% Relational bonus depending on Preferred Rewards status None
Notes None 1% when you buy, 1% when you pay. Rewards expire if no cash back earned in 12 months None 2 points only when redeeming into Fidelity investment account Can only use points on travel purchases Can only use miles on travel purchases

Everyday Cards with Annual Fee

Rank 1 2 3
Institution American Express Barclaycard CapitalOne
Card Name spg Arrival Plus World Elite Venture
Annual Fee $95, waived first year $89, waived first year $59, waived first year
Rewards 2 Starpoints on SPG,Marriott Properties / 1 Starpoint on All 2 Miles on All 2 Miles on All
Introductory Offer 25000 Starpoints after spending $3000 in 3 Months 50000 Miles after spending $3000 in 90 days 40000 Miles after spending $3000 in 3 Months
FX Fee Waived Y Y Y
Perks 5 Nights and 2 Stays towards Elite Status 5% redemption bonus None
Notes None Can only use miles on travel purchases Can only use miles on travel purchases